![]() ![]() For simplicity, the term "bank" will be used for all financial institutions in the instructions. Financial institutions may be banks, credit unions, or savings and loans. Savings Account: Contact your bank to verify your routing and account numbers. Checking Account: The account and routing numbers are located on your check. You can have a total of seven (7) accounts, one (1) mandatory ‘Balance’ account and up to six (6) optional ‘Amount’ or ‘Percent’ accounts Allows you to access these instructions while using Self Service Direct Deposit Returns you to the previous Self Service MenuĬounty of San Bernardino DIRECT DEPOSIT INSTRUCTIONS Essential Direct Deposit Information Before you can add or change a direct deposit account, you will need your account number, bank routing number (also known as transit number, ABA number or Bank Id) and account type (checking or savings). You cannot delete your ‘Balance’ account but you have the ability to update the information using the ‘Edit’ button.' Allows you to add a new account. Allows you to delete accounts designated as your optional ‘Amount’ or ‘Percent’ accounts. Also, you use this option when updating your ‘Balance’ account. Navigation: Main Menu > Self Service > Payroll and Compensation > Direct Deposit Direct Deposit Page with Two Accounts:įield Direct Deposit Detail ‘Edit’ Buttonĭirect Deposit Instructions Link Return to Payroll and Compensation Linkĭescription Displays account type, routing and account number, deposit type, amount/percent and priority for your direct deposit information Allows you to update existing account information including routing or account number, account type, amount/percent and/ or priority for all account types. You have the ability to change your ‘Balance’ (primary) account and also update, add or delete other optional accounts. Your paycheck can be distributed to multiple banks, accounts, AccelaPay Card Program, a 529 Education Savings Plan or the US Treasury Savings Bond Program. County of San Bernardino DIRECT DEPOSIT INSTRUCTIONS Overview Manage your direct deposit accounts any time using EMACS Self Service.
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![]() “Medicare Advantage is an important option for America’s seniors, but as Medicare Advantage adds more patients and spends billions of dollars of taxpayer money, aggressive oversight is needed,” said Senator Charles Grassley of Iowa, who has investigated the industry. The more the plans are overpaid by Medicare, the more generous to customers they can afford to be. ![]() It’s enough money that even a small increase in the average patient’s bill adds up: The additional diagnoses led to $12 billion in overpayments in 2020, according to an estimate from the group that advises Medicare on payment policies - enough to cover hearing and vision care for every American over 65.Īnother estimate, from a former top government health official, suggested the overpayments in 2020 were double that, more than $25 billion.īut they often have lower premiums or perks like dental benefits - extras that draw beneficiaries to the programs. The government now spends nearly as much on Medicare Advantage’s 29 million beneficiaries as on the Army and Navy combined. “Professionals can look at the same medical record in different ways,” he said. Many of the accusations reflect missing documentation rather than any willful attempt to inflate diagnoses, said Mark Hamelburg, an executive at AHIP, an industry trade group. They said their aim in documenting more conditions was to improve care by accurately describing their patients’ health. In statements, most of the insurers disputed the allegations in the lawsuits and said the federal audits were flawed. The fifth company, CVS Health, which owns Aetna, told investors its practices were being investigated by the Department of Justice. And four of the five largest players - UnitedHealth, Humana, Elevance and Kaiser - have faced federal lawsuits alleging that efforts to overdiagnose their customers crossed the line into fraud. And the insurers, among the largest and most prosperous American companies, have developed elaborate systems to make their patients appear as sick as possible, often without providing additional treatment, according to the lawsuits.Īs a result, a program devised to help lower health care spending has instead become substantially more costly than the traditional government program it was meant to improve.Įight of the 10 biggest Medicare Advantage insurers - representing more than two-thirds of the market - have submitted inflated bills, according to the federal audits. The government pays Medicare Advantage insurers a set amount for each person who enrolls, with higher rates for sicker patients. ![]() But a New York Times review of dozens of fraud lawsuits, inspector general audits and investigations by watchdogs shows how major health insurers exploited the program to inflate their profits by billions of dollars. ![]() Its opening hours are Monday-Friday, 8 am-7 pm, so there’s plenty of flexibility. It permits borrowers with poor credit, which is a nice touch. Offering up to $25,000, this is a solid choice if you need to make a big investment. ![]() LoanCenter is a favorite financial aid provider because of its low interest and higher payouts.
HandBrake for Mac is an incredibly impressive and efficient video encoder for all of your MPEG-4 ripping needs. However, unencrypted-protection methods including CSS are not supported internally and must be handled externally with third-party software and libraries.Īlthough I experienced a couple of crashes with this version of HandBrake for Mac, it's nevertheless a great open source solution for ripping your DVDs. Handbrake supports any DVD-like source such as VIDEO_TS folders. Note that you'll need to have the right codecs installed for the type of file you wish to convert such as DivX, Xvid, OGM, 3ivx, etc. Simple to useĬonverting any type of DVD through a simple-to-understand GUI, the program whizzes through the process of producing an MPEG-4 file to save on your machine. Other features worth mentioning are chapter selection, basic subtitle support (burned into the picture) and grayscale encoding. You can even trim the black bands around a movie to maximize the size of the file. Another great feature is the bitrate calculator, which alters the quality of the video according to the final file size you wish to achieve. The time it takes can vary depending on the presets you used, and the length of the video.Handbrake for Mac lets you perform two-pass conversions and codify a double soundtrack. Once everything is set, just hit the start button up at the top and wait for the encode. For most instances, selecting the “normal” preset will be fine. For instance, if you know that you are ripping a DVD in order to put the video on your ipod, you would select the ipod preset which will make the encoded video. Handbrake also comes with the option to use presets. What I like most about Handbrake is: - It is supporting multiple operating systems so I can. To save yourself some confusion you should encode the video to a folder that is easily accessible to you. Handbrake is one of the best ever free video converter software. ![]() ![]() You can press the browse button to name your new video and select a folder to save to. This is where the output video file will be saved on your computer. ![]() The box beneath Title, is another one called Destination. Sometimes your disc may have multiple videos on it, in this case just select each title until all of the ones you need have been encoded. If you are unsure which title to select, open the source in a Media or DVD player application and watch what title it selects for playback. On some sources you may need to change this as it is not always the correct title. (Hint: the one with the longest duration is usually the main movie.) By Default, HandBrake will select the longest title to encode. You are given a list of titles on the source. Right below the source button, there is a drop-down menu named “Title:”. The program will read the data from the DVD for a couple seconds, and then show up on the interface. You’re going to want to select the third option, DVD Drive. Click the source button on the top left of the interface, and this will give you three options. For ripping a DVD you’re going to want to first select it as the source of your video. Insert the DVD you wish to rip into your DVD drive.Īt first glance, it may look like a lot of options and configurations, but it’s really easy. Once installed, go ahead and open the program up and you will be presented with an interface similar to this. ![]() You can download Handbrake for both PC and Mac from here: For this guide, we’ll be using a free, open-source program called Handbrake. The following guide will detail the steps necessary for ripping your own DVDsįirst thing you’ll need is DVD ripping software. Ripping is simply the name for the process of copying audio or video content to a hard disk from a removable media such as DVD or CD. In order to extract the video from the DVD, you will need to perform a process known as “ripping”. This is due to the fact that the video to DVD is already compressed to begin with. Keep in mind that editing from a DVD can reduce the quality of the final product. You ideally want to be working with the highest quality video you can get your hand on, but there are those times when all you have to work with is a DVD. Click Save after making the selection and then Start Encode at the top to begin ripping the DVD to the desired folder on your computer. Press the Browse button and choose the destination to save the stored file in. For editing purposes we advise our customers to first transfer their videos to hard drive in DV AVI format, perfect for editing with. Download HandBrake Choose the file you want to rip by pressing the file icon on the left, navigate to the file that is on the DVD. Technically, it is possible, but there are some drawbacks. Today I’ll be discussing a hot topic in the media transfer world, and it’s a question I get asked multiple times per week. ![]() Open Quickly is an essential tool in any keyboard-driven workflow. Simply press Cmd-Shift-O to instantly open any file within your workspace using the primary editor, or hold the Option key when selecting a file to open it in the Assistant editor. When building, Xcode compiles the asset catalog into the most efficient bundle for final distribution. The asset catalog editor in Xcode manages your app’s images, grouping together various resolutions of the same asset. The Xcode IDE configures these bots, analyzes nightly build and test results, and can track down which check-in broke the build. Xcode Server controls server-side bots that continuously build, analyze, test, and even archive your Xcode projects. ![]() Hover over any variable to drill into its contents, use Quick Look to see the data it contains, or right-click to add the variable to the watch list. Graphical Debuggerĭebug your app directly within the Xcode editor. With it, your code compiles quickly, and is optimized by Apple to produce blazing-fast apps specifically tuned for the CPUs in iPhone, iPad, and Mac. The powerful open-source LLVM compiler for C, C++, and Objective-C is built into Xcode and available from Terminal. Handles the most complex builds, scaling to maximize the power of multi-core Macs, and will automatically sign, provision, and install iPad and iPhone apps onto a device. With the iOS SDK, Xcode can build, install, run, and debug Cocoa Touch apps in a Mac-based Simulator for a streamlined development workflow. Interface Builder Built-Inĭesign and test your user interface without writing a line of code, prototype in minutes, then graphically connect your interface to the source within the Xcode editor. Xcode’s Version editor displays a running timeline of commits, helps you determine blame, and graphically goes back in time to compare source files, with full support for Subversion and Git source control (SCM) systems. It can show the header counterpart, the superclass, callers, callees, or other helpful files. The Assistant button splits the editor in two, creating a secondary pane that automatically displays files that are most helpful to you based on the code you are actively editing. Write code using a professional editor with advanced code completion, code folding, syntax highlighting, and message bubbles that display warning, errors, and other context-sensitive information inline with your code. Location: Valley of Heroes, Stormwind City, /way 62.0 83. because of their resilient, highly bulky Furyoku form. magic and are the most practical type of S.C. Armor types represent the pinnacle of S.C. Armor type Spirit Control Armor type S.C. She near the water in the Valley of Heroes, to the left of the bridge as you enter Stormwind. Weapon types are incredibly versatile and are possible once an apparition ascends to the Seirei class. Location: Great Forge, Ironforge, /way 55.2 29.0Īnother more Alliance Shaman trainer has been added to Stormwind City. Shaman Class Basics in Wrath of the Lich King Classic. He is located in the northeastern section of the Great Forge, in a small building to the right of the Deep Mountain Mining Guild. Welcome to Wowhead's Wrath of the Lich King Classic Shaman Overview, designed to help you understand the class and what is special about it On this page you will find a brief overview of the Shaman class in Wrath of the Lich King Classic, to help familiarize yourself with the class. Location: Crystal Hall, The Exodar, central stone /way 32.4 24.0Ī more centrally located Alliance Shaman trainer has been added to Ironforge. Location: Crystal Hall, The Exodar, northwestern stone 2nd level /way 35.1 7.7 Location: Crystal Hall, The Exodar, southwestern stone /way 24.5 39.6 They can be found near three giant Shaman stones arrayed along the back. The Exodar's Shaman trainers are all located in the far end of the Crystal Hall, The Exodar. Location: Hut near Inn, Azure Watch, Azuremyst Isle /way 48.1 50.4 Notes: Only teaches through level 6 abilities Location: Ammen Vale, inside first building, /way 79.3 49.1 See Swamp of Sorrows Shaman Trainer on Map Shaman Trainer Name: Sagorne Creststrider Location: Valley of Wisdom, Thrall's Fortress, first room Shaman Trainer Name: Kardris Dreamseeker Location: Bloodhoof Village, large central tent Notes: Only trains through Level 6 abilities Location: Valley of Trials, outside cave entrance The portals can be found in Dalaran’s Alliance and Horde quarters: The Silver Enclave and the Sunreaver’s Sanctuary. You must take a portal back to one of your capitals for other classes. The only exception is in Dalaran, where there are class trainers for mages only. The same with the Outland, you won’t find any class trainers in Northrend. Simply put: Class trainers are only found in Azeroth. In this Class Trainer guide, we will detail the locations of all Shaman Class Trainers for the Wrath Classic. Shaman class trainers serve an important role in leveling up your character in Wrath of the Lich King Classic, teaching you new abilities and higher ranks as you level up to 80. ![]() In 2016, they chose to gift us those funds for operations. “In 2014, Lakewood Church gave us $20,000 to work on this case. Highway 59, which in its previous incarnation was a sports arena called the Compaq Center where the Houston Rockets played their home games.Īfter the story broke, Crime Stoppers of Houston CEO Rania Mankarious said it was still offering the $5,000 reward, but, per its policy, it would only give the money to a tipster who provided info leading to identification, charging or arrest of a suspect.īut on Tuesday Mankarious announced she had received approval from Crime Stoppers’ executive committee to gift $20,000 to Justin the plumber. It averaged 40,000 weekly attendees before the pandemic at its 16,800-seat building off U.S. Lakewood, a nondenominational Christian church founded in 1959 by Joel’s father John Osteen, receives millions each year in contributions. ![]() All I know is I was just there to do a job and something like this unraveled and it’s gone from there.” “There’s a lot of people speculating, ‘Oh he’s a crook or whatever. “It’s just something that happened at the facility, at that time,” he added. Joel, I don’t know him personally,” he said of Osteen. He called the radio hosts back Monday for a second interview. That one-time $25,000 reward was on Justin’s mind when he called into the radio show Thursday, as he half-jokingly said, “I need some compensation," and griped no one from the church had thanked him, though church officials said a few days later they had thanked him several times the day of his discovery. Justin’s find rekindled the case that had gone cold after Crime Stoppers Houston offered a $5,000 reward and Lakewood Church pitched in $20,000, leading the church, which filed an insurance claim for the stolen funds shortly after the heist, to switch the $20,000 to a donation to the crime-fighting organization. No other information is being released at this time,” HPD said on Twitter. Houston police announced Friday that dates on the recovered checks indicated the cache was connected to a theft of $600,000 in checks, money orders and cash from the church’s safe in March 2014. He said he immediately notified his supervisor and gave the church the envelopes. We went to go remove the toilet, and I moved some insulation away and about 500 envelopes fell out of the wall,” he recounted on 100.3 FM’s “ The Morning Bullpen with George Mo and Erik.” “There was a loose toilet in the wall, and we removed the tile. 10 to replace a toilet at televangelist Joel Osteen’s Lakewood Church in Houston. HOUSTON (CN) - A Houston plumber who found a trove of stolen cash and checks in the wall of a megachurch, and returned it all to the church, received a $20,000 reward Tuesday.Ī man who identified himself only as Justin the plumber called into a Houston radio show Thursday after the hosts asked listeners to share tales about valuable things they had randomly found. ![]() Among other studies, he has been practicing, studying and teaching Yoga Nidra since the 1970s, and has compiled, integrated and adapted these ancient teachings to create a contemporary approach to yoga nidra called iRest. In addition to being a Doctor of Psychology, Richard is a true yoga master. My time and energy were stretched but I consoled myself with the thought, “oh well, what can I lose by laying around and relaxing for a week?” I was in for a surprise the retreat was that and so incredibly much more! But in 2014, Anita Sielecki, president of the Yoga Association of Alberta at the time, convinced me to attend a week-long yoga and meditation retreat led by founder of iRest Yoga Nidra Meditation, Dr Richard Miller. I knew something of the philosophical and psychological underpinnings from my training up to that point. I marveled at how peaceful I felt afterwards. I remember leisurely relaxation sessions in which everyone was content to be “simply” lying down, guided through magical imagery and into a deeply restful experience. But I received a lovely and fairly thorough introduction to iRest Yoga Nidra by Kathleen Ludwig in my yoga therapy training at Mount Royal University in 2009, which was complimented by more training with Amy Weintraub, founder of Life Force Yoga®, in 2013. I can’t quite recall my first experience of yoga nidra because I sense that it made its way into guided meditations and end-of-class relaxation sessions given by my initial teachers. Yoga nidra is one of the practices that is gaining considerably more attention, and for good reason. As yoga continues to extend its reach into mainstream use, more people are finding their way to practices beyond yoga asana or posture, into breath work, meditation, and the subtler aspects of the tradition. ![]() And although Densuke isn’t the smartest pup in the litter, he is fiercely loyal to his owner… and it’s very touching, this kind of loyalty. Yasako has a cute little puppy called Densuke who gets into all kinds of trouble, especially with Kyoko, Yasako’s annoying little sister. Though, strangely enough, they cannot actually be “felt.” Nevertheless, humans become attached to their cyber pets as they would any real ones, and the cyber-pets are loved and loving. Now, there are also cyber-pets in this world, which behave like normal pets and can interact with glasses-wearing humans. There are a lot of mini-plots that drive the central plot along, which I will not reveal, because that would totally ruin the fun. Rather, the plot revolves around a young girl, Yuko, who is nicknamed Yasako (“gentle child”), and her friends as they explore the mysteries of the half-cyber world. Now, the story of the anime unfolds little by little throughout the episodes, though it’s not a clear, clich éd “save the world” type of adventure or anything. Of course, there are some unique qualities of life, which I will discuss at a later time. ![]() That is the amazing part of this anime: the producers manage to fit in all this technological gadgetry, and yet life goes on normally. However, don’t let all this science fiction scare you life for the townspeople is exactly like our own normal lifestyles, and the characters are very human. The town that the anime focuses on is Daikoku City, which is known to be the birthplace of glasses and cyber-world technology. You can liken this fascination with technology to our present day, in which kids are crazy-computer-savvy while their parents are lucky if they can find the power button on the monitor. It’s a futuristic, half-cyber, half-real world that can only be experienced fully when wearing “glasses” - a trend that is popular among kids, but sometimes lost among adults. Selling Point: semi-cyberspace world unique lifestylesįirst off, I must say: Dennou Coil has an amazing setting. Special Groups/Powers: hackers, encoders, kid detectives, illegals, Satchii, pets, glasses, meta bugs, meta tags Genre: science fiction / action /adventure ![]() Requests to the Publisher for permission should be addressed to the Permissions Department, John Wiley & Sons, Inc., 111 River Street, Hoboken, NJ 07030, (201) 748-6011, fax (201) 748-6008, or online at Trademarks: Wiley, the Wiley Publishing logo, For Dummies, the Dummies Man logo, A Reference for the Rest of Us!, The Dummies Way, Dummies Daily, The Fun and Easy Way,, Making Everything Easier, and related trade dress are trademarks or registered trademarks of John Wiley & Sons, Inc. Hoboken, NJ 07030-5774 Copyright © 2010 by Wiley Publishing, Inc., Indianapolis, Indiana Published by Wiley Publishing, Inc., Indianapolis, Indiana Published simultaneously in Canada No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning or otherwise, except as permitted under Sections 107 or 108 of the 1976 United States Copyright Act, without either the prior written permission of the Publisher, or authorization through payment of the appropriate per-copy fee to the Copyright Clearance Center, 222 Rosewood Drive, Danvers, MA 01923, (978) 750-8400, fax (978) 646-8600. ![]() Sherlock Holmes For Dummies® Published by Wiley Publishing, Inc. * Want a weekly dose of Dummies? Sign up for Newsletters on įind out “HOW” at *Sweepstakes not currently available in all countries visit for official rules.
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